Halloween Safety: What Your Auto and Homeowners Insurance Should Cover This Season
Posted: October 16, 2026
Halloween is one of the busiest nights of the year for pedestrians, with trick-or-treaters of all ages moving through neighborhoods after dark. Between excited kids darting between houses and drivers navigating dimly lit streets, it's a night that calls for extra caution, both behind the wheel and at home. Safer Driving on Halloween Night Drivers can help reduce risk by slowing down in residential areas,...
Deductibles, Copays, and Coinsurance: Understanding Your Health Insurance Costs
Posted: October 10, 2026
Health insurance comes with its own vocabulary, and terms like deductible, copay, and coinsurance are often used without much explanation. Understanding what each one means, and how they work together, can make it easier to estimate your actual costs and compare plans more confidently. What Is a Deductible? A deductible is the amount you generally pay for covered healthcare services before your insurance plan starts...
Cybersecurity Awareness Month: Does Your Business Need Cyber Liability Insurance?
Posted: October 4, 2026
Every October, the Cybersecurity and Infrastructure Security Agency (CISA) leads Cybersecurity Awareness Month, a nationwide effort to help individuals and organizations better protect themselves online. For small and mid-sized businesses, it's also a timely reminder to think about how a cyberattack or data breach could affect operations, and whether cyber liability insurance has a role to play in your risk management plan. Why Cyber Risk...
Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers
Posted: October 2, 2026
Every October, the National Fire Protection Association observes Fire Prevention Week, which falls on October 4-10 in 2026. The observance began over a century ago to mark the anniversary of the Great Chicago Fire, and it remains a helpful reminder to check the basics of home fire safety before colder weather sends more people back to their stoves, fireplaces, and space heaters. Common Causes of...
Health Insurance Options for College Students
Posted: September 25, 2026
A New Season Brings New Health Insurance Questions As students head off to college, health insurance is often one of the last things on their minds, but it's an important detail for families to sort out before the semester gets underway. There are several paths students can take to maintain health insurance coverage while away at school, and the right choice depends on individual circumstances,...