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Archives: 2019

Do I Need To Insure My Boat During The Winter When I’m Not Using It?

If you own a boat, you are not alone if you are wondering why you need boat insurance year round when you are only using your boat in the warmer months. In fact, some boat owners cancel their boat insurance after every boating season to save on premiums. However, this can actually be more costly in the long run. The following are some good reasons...

Staying Healthy During The Holidays

Many Americans put on weight over the holiday season from Thanksgiving through New Year’s Day. This is also a time when people are more likely to come down with a cold or the flu or to suffer from a hangover from all the holiday parties. The following are some tips to help you stay healthier during the holidays. Don’t Overeat Try to steer clear of...

Cargo Insurance Vs. Wholesalers & Distributors Insurance

Cargo insurance is not the same thing as wholesalers and distributors insurance. If your business is a wholesaler or distributor that ships cargo, you may need both types of insurance. Our experienced agent can review your business policies with you to help ensure you have the coverage you need at the best price for you. What Is Cargo Insurance? Cargo insurance provides protection against risks...

What Does My Renters Insurance Cover?

If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...

Is Having A Lower Health Insurance Deductible Worth It?

When you are shopping for health insurance, one important question to consider is whether to go with a high-deductible or low-deductible plan. Unfortunately, there is no blanket answer to that question. The best type of health insurance plan for you will depend on your individual needs. Why The Deductible Is An Important Factor In Choosing Health Insurance Most people shopping for health insurance look first...